Short sale- what’s in it for the homeowner? Nada!

March 21st, 2010


The homeowner gets nothing out of  a short sale. He gets $1,500 max to go away. They call this relocation money. Well I guess it pays for the movers. Many homeowners worry about their credit. “I don’t want to go into foreclosure. It will hurt my credit.”  Well, your credit is already busted. I don’t see the cause for alarm about credit. He can’t get another house anytime soon. He would need a bigger downpayment, a better credit score, and the short sale will be on the credit report for about 7 years.

The only way a short sale helps a homeowner is if he continues making payments until the deal closes. He has to make sure he doesn’t go 60 days late. And if he can afford the payments why does he want a short sale?

Patrick

Entry Filed under: short sales

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